The highest form of wealth is the ability to wake up every morning and say, "I can do whatever I want today"

 This  quick tool with yes/no questions will help you assess where you are now and decide on your next actions. 

(PDF document which requires printing)

 An extensive document for those ready for serious work. A Word document with reflection exercises to guide you to your next step. 

To download your file use "File / Dowload" from the upper left side of the menu. Don´t ask by editing rights with  :)